When serious financial problems occur your local Charlotte bankruptcy attorney is the person to see. Most people have no idea what to do when they are in serious trouble. Before you see your lawyer for a consultation it is important to know what things to bring, and here are answers to common questions.

The law states that you must have income analysis before declaring a chapter 7. This means you need to bring definite proof of income for at least six months. Include all of your pay stubs and any receipts for bonuses and if you are self employed bring those income records.

If you own a house bring in your real estate records. This includes payment info and how much you owe on the property. However, it is also important to determine an approximate current value of your property. If a recent appraisal is not available, check to see what similar homes are selling for in your neighborhood.

At your initial consultation you should have info on all loans that you have incurred. You should bring along all charge card statements too. Perhaps you owe medical bills or other things. These items must be included plus pay off amounts. In fact, bring in any paperwork that you feel is important.

Your lawyer must determine how much you are worth and weigh that against how much you owe in debt. It is essential to have the value of everything you own. Some items can be estimated but you need an amount for your car, cash on hand, jewelry, insurance policies, and things like jet skis, motorcycles, and such.

When you consult with your Charlotte bankruptcy attorney you are free to discuss whatever matters concern you. If you prepare well for your consultation your lawyer can help you determine your best course of action. Before your appointment, you can contact the office for important details.

For assistance finding a knowledgeable Charlotte bankruptcy attorney, pay a visit to our web pages here today. You can see details online at http://www.handslawonline.com now.