Every once in a while, circumstances force certain individuals to a situation where one would have to legally declare that he or she no longer has any liquid assets. This could be because such an individual has debts that exceed his or her assets, and as a result he is not in a position to pay up all these debts. In such cases, the services of a reliable advocate would come in handy as such professionals would enable one attain this status. The following are factors that ought to characterize an efficient bankruptcy attorney in Fairhope AL.