When your total assets cannot pay out your debts, you should know for sure that you are in a lot of trouble. Creditors can at times be very vicious when demanding for their money. In case you are going through such a financial crisis, it would be better to declare yourself bankrupt so that you have some time to reorganize yourself financially. Filling for such a status is usually a very lengthy process. You will need the guidance of a law expert in order to make a successful application concerning such issues. In identifying bankruptcy lawyers Salt Lake City people would find the guidelines explained below to be very vital.