For people going through financial turmoil whether through illness, loss of employment or for whichever reason, filling for bankruptcy may provide short term solution as you reorganize yourself financially. However, if you have little knowledge of chapter 13, you may find the process of applying for bankruptcy very overwhelming. This is why you should identify a very competent lawyer to take you through the process. When looking for good bankruptcy attorneys Albuquerque residents will find the following guidelines very useful.