Mortgages are offered to different types of customers to help them undertake the construction of their homes and a range of commercial apartments. These loans are often issued as long term types of funds. This means that the banks issuing them has to divide the funds into a number of payments which are made to the clients. Professional financial advice is of importance to the customers before such loans are issued. For sound mortgage lender Dallas clients ought to consult their financial advisers before approaching a bank.