Getting good mortgage interest rates just depends on you proving to the lender that you are worth and deserve the amount of money you are looking for. Lenders do not make any money if they do not lend it to customers but also do not want to risk non repayment. Because of this, lenders are always very selective with the amounts they lend and to who they lend it to. In order to get the best mortgage rates Toronto borrowers will need to follow the tips discussed below.